Star Health Insurance Comprehensive Plan

There are a plethora of reasons why you should choose the comprehensive plan from Star Health Insurance. Some of them are as discussed below:

• Installment Facility: There are various installment facilities available when it comes to a premium payment for Star Comprehensive Plan. The policyholder can pay the premium on a quarterly, half-yearly, annually, biennially, and triennially basis.
• Hospital Cash Benefit: This benefit is paid for each day of hospitalization that is completed, up to 7 days per occurrence, and a maximum of 120 days for the insurance period.
• Health Check-Up: For every claim-free year, the insurance plan will allow the policyholder to go through a complimentary health check-up.
• Accidental Death Cover & Permanent Total Disablement: The dependent children, as well as the individuals above 70 years of age, are covered under the permanent total disablement and accidental death cover of the plan.
• Cashless Facility: Star Health Insurance has a network of more than 12,000 hospitals. You can quickly obtain cashless treatment from one of the neighbouring network hospitals in times of need.
• Automatic restoration: If your insurance amount is depleted due to claims within a year, this plan replenishes your insurance amount.
• Cumulative Bonus: A ‘No-claim’ bonus is declared for each year without a claim, and the bonus amount is accumulated.
• Tax Benefits: Tax deductions of up to Rs. 25,000 are available to policyholders under the age of 60, and deductions of up to Rs. 50,000 are available to senior persons (above 60 years of age).
• Star Wellness Program: Under this program, the insured can earn wellness reward points, which can be further used to attain discounts in premium amounts.