Plan

Star Diabetes Safe Insurance Policy

No Upper Age Limit — 24*7 Claim Assistance with in-house Settlement. Buy Pocket-Friendly Health Insurance Plan. 24,800+ Cashless Healthcare Providers*.

Plan Details

Star Diabetes Safe Health Insurance Plan

Diabetes Mellitus, sometimes known as diabetes, is a metabolic ailment that can lead to a variety of serious illnesses, including heart attacks and death. With the right medical care, you’ll be able to not only control your sugar levels but also live a healthy life with your family. Since the cost of medical facilities is mushrooming, you cannot overlook a health insurance plan, especially Star Diabetes Safe Plan.

Star Health Insurance offers a Diabetes Safe Insurance Policy, that is specifically designed to provide health cover to individuals suffering from diabetes disorder. The policy not only covers the complications of Type 1 and Type 2 diabetes but offers maximum protection against outpatient treatment, hospitalization, and other personal accidents.

Eligibility Criteria

Minimum Entry Age	18 Years
Maximum Entry Age	65 Years
Renewability	Life Long
Policy Term	1 year/2 year/3 year
Instalment Facility	Quarterly and Half-yearly

Star Diabetes Safe Plan Details

Parameters	Plan A	Plan B
Coverage	1. Covers Hospitalization Expenses due to complications of Diabetes without any waiting period. 2. Covers Hospitalization Expenses arising out of Accidents and Non Diabetes. Subject to 30 days, 24 months specified diseases and 48 months Pre-existing Disease waiting period	Covers Hospitalization Expenses due to complications of Diabetes after a waiting period of 12 months. 2. Covers Hospitalization Expenses arising out of Accidents and Non Diabetes. Subject to 30 days, 24 months specified diseases and 48 months Pre-existing Disease waiting period
Sum Insured	Rs.3,00,000/-, Rs.4,00,000/-, Rs.5,00,000/- and Rs.10,00,000/-	Same as Plan A
Pre-acceptance Medical Screening	Pre-acceptance medical screening applicable.	Not applicable
Out-Patient Medical Expenses	Applicable	Applicable
Coverage for Modern Treatments	Applicable	Applicable
Personal Accident Cover for Accidental Death of the chosen insured person	Applicable	Applicable

Features & Benefits of Star Diabetes Safe Plan

Listed below are the potential features and benefits of choosing Star diabetes safe plan.

Pre & Post hospitalization expenses covered:

If your doctor has to undertake a multitude of diagnostic tests before or after admitting you to the hospital, don’t be concerned. Your insurance company is on your side. They’ll pay for this in full for a reasonable amount of time – 30 days before you’re admitted to the hospital and 60 days after you’re released. This, of course, includes the cost of medication.

Free Look Period:

The insured has a 15-day free look period from the date of receipt of the policy to study the policy’s terms and conditions. If the insured is unhappy with the terms and conditions, he or she may request cancellation of the policy, in which case the Company may issue a refund of the money paid.

Tax Benefits:

The amount paid by any means other than cash qualifies the insured person for a rebate under Section 80-D of the Income Tax Act 1961.

Extensive Network of Hospitals:

The company has a dedicated network of more than 12000 hospitals across India, meaning hospitals, daycare centers, clinics, and diagnostic centers that the Company has mutually agreed, would provide services to its customer whenever the need arises.

Affordable Premium:

One of the biggest benefits of choosing the star safe diabetes plan is that the premium amounts are quite affordable, meaning you won’t face a burden on your pocket. The best part is that you can pay a premium amount either quarterly or half-yearly. This would ultimately help you save for other pocket expenses.

What is Excluded in Star Diabetes Safe Plan?

The Company shall not be obliged under this insurance to make any payments in respect of any expenditures paid by the covered person in connection with or respect of;

Expenses connected to the treatment of a pre-existing disease (PED) and its immediate complications are not covered until 48 months of continuous coverage have passed after the original policy was issued.
Except for claims arising from an accident, which are covered, expenses linked to the treatment of any sickness within 30 days of the initial policy commencement date are excluded.
If the Insured Person has had continuous coverage for more than twelve months, this exclusion does not apply.
Expenses associated with any admission that is only for diagnostics and assessment are not included.
Alcohol and drug abuse-related symptoms must be ruled out.
Injury/disease induced or arising from or related to war, invasion, foreign hostile act, or warlike operations, whether directly or indirectly.
Any claim stemming from the Insured Person’s accident as a result of intentional self-injury, suicide, or attempted suicide is ruled out.
Medical procedures connected to obesity.
The cost of eyeglasses, contact lenses, and any dental procedures.

How To Calculate Premium Of Star Diabetes Safe Plan?

If you are looking to calculate the premium amount of the Star Diabetes Safe Plan, you should follow these below-mentioned steps:

Go to the official website of Star Health Insurance.
After that, you need to hover over the “Plans” tab on the status bar. Then, under the health insurance section, simply click on “View All Plans”.
You will be directed to the page wherein you will see different health insurance plans. Scroll down a bit. Then, you will see “Diabetes Safe Insurance Policy” under “Other Plans”.
Click on “Buy Now” to calculate the premium. Simply enter your name, contact number, and email ID.
After that, you will need to enter your date of birth, choose plan type, policy type, and policy term.
Click on “Next”.

Name	Age	Gender	Policy Type	Plan Type	Policy Term	Health Insurance Coverage	Premium Amount
Priyanka	30 Years	Female	Individual	Plan A	1 Year	Rs. 3 Lakh cover	Rs. 8, 054 () (including Tax)
Anish	40 Years	Male	Floater	Plan B	2 Years	Rs. 4 Lakh	Rs. 48,617
Ritu	50 Years	Female	Individual	Plan A	3 Years	Rs. 5 Lakh	Rs. 70,959
Raksha	60 Years	Female	Floater	Plan B	3 Years	Rs. 10 Lakh	Rs. 279, 333